We use cookies on our website. A cookie is a small text file that is placed on your computer or device when you visit a website. Cookies are used by all websites and have several different functions. They are useful because they allow a website to recognise a user's device. They will also: allow the site to work properly and help keep it secure, help you navigate between pages efficiently, help us understand how people use the website, and make the site easier to use by remembering information that you've entered to improve your experience by showing information that's relevant to you.

We use cookies to: improve your experience by making it quicker and easier for you to use the website, identify what stage in an application process you are at, enable you to log in and use our broker portal, and provide you with information in the future that we believe is relevant to you.

We do not use cookies to store your password or memorable data for accessing your account online.

Strictly necessary cookies: are strictly necessary for our website to work correctly and enable certain features. These cookies cannot be disabled but they do not contain any personal or intrusive information.

Persistent/analytical/performance cookies: consist of text files sent by a web server to a web browser, which allows us to collect and analyse (on an anonymous basis) traffic and use of our websites, monitor the system and improve operating performance, for example, store your preferences to enhance your subsequent visits. They will not be automatically deleted when the browser is closed but are stored by the browser and will remain valid until their set expiry date (unless deleted by the user before the expiry date).

Session/functionality cookies: are essential to ensure the correct functioning of our website and are used to manage registration/login and access to reserved features.

First Party Cookies: are cookies set by the website you have visited - the website displayed in the URL window.

Third Party Cookies: are cookies that are set by a domain other than the one you are visiting. If you visit a website and a separate company sets a cookie through that website then this would be a Third party Cookie.

Other Tracking Technologies:  We use tracking tools on our website to better understand your preferences by analysing your behaviour on our website.

Clear GIFs, pixel tags and other technologies: Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web pages.

Our website may contain links to other web sites (“Linked Sites”). The linked sites are not under our control. We are not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site. We are not responsible for webcasting or any other form of transmission received from any linked site. We provide these links to you only as a convenience, and the inclusion of any link does not imply endorsement of the site or any association with its operators by us.